At BGR CARAÏBES, we prefer to go about our business in an amicable way so as to avoid stalemate situations which can result in long and costly legal proceedings.
Every case is handled individually, and with all due care and attention. Willingness to listen, tact, conciliation and persuasion play an essential role.
They are vital for good communication, which is the key to a successful relationship.
BGR CARAÏBES gives specific consideration to each debtor's financial situation so as to set realistic payment arrangements.
We keep the information we handle totally private, and we work with complete transparency.
An ethical approach is part of our DNA.
We work in a profession which is regulated by articles R14-1 et seq. of the French Civil Enforcement Proceedings Code which sets out obligations. As a member of the ANCR (National association of debt recovery and business information firms), which is listed on the French Commercial and Companies Register, we comply with the legal obligations and regulations of our professional organisation.
(Article R124-1 to 3 of the Civil Enforcement Proceedings Code and French Law no. 78-17 of 6 January 1978 on data protection).
ABOVE ALL to act as MEDIATORS. Finding common ground with your debtor is the key to final settlement of the debt in the shortest possible time.
From the moment we begin managing your cases, we contact your debtor in a firm manner via written and telephone reminders following a predetermined scenario: notice to pay, final demand, notification of legal proceedings, etc.
Negotiations will also be undertaken with your debtor to set up a scrupulously monitored repayment plan.
An acknowledgement of debt will then be signed to guarantee the validity of your claim.
A home visit is automatically arranged if your debtor ignores our reminders.
This is how we work:
Rules of professional conduct
A regulated profession
The business of debt recovery is regulated by the decree of December 18th, 1996 which imposes obligations.
With regard to the directors (Article 2):
Proof of the obligations set out in the preceding paragraphs should be provided, before the start of any business activity, via a declaration in writing by those concerned to be handed or delivered to the Procureur de la République at the Tribunal de Grande Instance within whose jurisdiction the registered office of their business is located. The Procureur de la République may at any time verify that those concerned are complying with the obligations set out in this article.
With regard to the client (Article 3):
The persons mentioned in the first article may not carry out amicable debt collection until a written agreement has been drawn up with the creditor in which they are given the power to receive sums on their behalf.
This agreement should set out the following with precision:
1. The legal grounds and the total amount outstanding, with precise details of the different elements that make up the debt (s) to be recovered from the debtor.
2. The terms and conditions of the guarantee given to the creditor against the financial consequences of the civil liability incurred by the creditors’ debt recovery activity.
3. The conditions for determining the remuneration for which the creditor is responsible.
4. The conditions for repayment of the funds collected on behalf of the creditor.
With regard to the debtor (Article 4):
The person responsible for the amicable debt recovery should send the debtor a letter containing the following information:
1. The names or company names of the person responsible for the amicable debt collection, their address or registered office (siège social), and a statement that they operate an amicable debt recovery business.
2. The names or company names of the creditor, their address or registered office (siège social).
3. The legal grounds and the total amount outstanding in principal, interest, and other items. The different elements of the debt must be itemized and should not include the costs which remain the responsibility of the creditor as set out in the third paragraph of article 32 of the law of July 9th, 1991.
4. A statement of their obligation to pay the outstanding amount and the terms of payment of the debt.
5. A reproduction of the third and fourth paragraphs of article 320 of the law of July 9th, 1991.
Founded in 1993 by Monsieur Guy DELAHAYE, former administrator of the ANCR.
In 2013 BGR CARAÏBES celebrated 20 years of experience in the service of its clients.
recovered by BGR Caraïbes in 2018
recovery rate for debts outstanding for less than 3 months
Why should we succeed in recovering your debts when you have not succeeded in-house? We have experience, tools to which you do not have access, a strategic approach, training, availability, and our tenacity.
Undertaking legal action will enable you to obtain a writ of execution to guarantee your debt for ten years.
We offer solutions for unpaid rent to private, commercial, and social lessors, with eviction being the last resort.
We offer a search service in order to locate and discover the solvency of your debtors.
By choosing BGR CARAÏBES, which has specialised in the field of debt recovery for 25 years, you are choosing to:
Through mediation and listening, we aim to persuade rather than compel.
We follow up your clients who find themselves unintentionally in debt with the utmost tact and integrity. We strive to maintain your good business relationships.
With a wealth of experience in the field of debt recovery, we negotiate and set realistic payment arrangements that reflect each debtor's particular financial situation.
Going about our business firmly but politely, we prefer to collect debts amicably.
You are sent regular updates on the progress and results of our interventions.
You can choose to receive an itemised report of the work undertaken in hard copy, as a digital document or in an email. Your cases are processed interactively.
We guarantee to pay your money to you the month after it has been collected.
Fees are only payable in the event of a successful outcome and are calculated on the basis of the sums actually collected, so you are guaranteed an efficient and speedy service.
Our success depends on collecting as many debts as possible for our clients.
The BGR CARAÏBES team includes lawyers, portfolio managers and field collection agents who have developed skills in defending debt recovery cases. All skilful negotiators, their primary mission is to collect your debts as quickly and amicably as possible.
Our collaboration with BGR CARAÏBES has been characterised by responsiveness, skill, professionalism, relevance, perseverance and tenacity - proof of the quality and effectiveness of our debt recovery service.
BGR Caraïbes specialises in amicable and legal debt recovery.
We are based in the départements of Martinique, Guadeloupe and French Guiana.
We act in the name and on behalf of creditors to quickly recover unpaid debts.
Duties and Responsibilities
- Maintain and develop the existing client relationship
- Canvas new prospects
- Carry out market studies
- Bid for tenders
- Compile reports
Required skills and attributes
- Knowledge of the French overseas départements market
- Interpersonal skills - Adaptability and willingness to listen
- Powers of persuasion
- Good verbal expression
- Rigour and organisational ability
- Analytical skills
- Smart appearance and good self-esteem
- Sense of initiative
- Ability to work in a team
By email: CV + letter of application
Online application via DOMemploi